Digital Layby
Plan it. Pay it. Get it.
Chippy is building a budgeting-first way to pay over time — plan your purchase, spread the cost, and receive your item once it's fully paid.
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Secure your purchase at checkout, online or in-store✓
Spread the cost over time to fit your budget, with no interest✓
Your item is delivered or collected once payments are complete✓
Designed using real consumer research and feedbackNo credit checks. No late-fee traps. No surprises.